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Savings tool

Project your fixed deposit maturity.

Compare the value of a lump-sum deposit across rates and tenures before you lock it in.

Your inputs

Build a scenario

Results are illustrations based on the assumptions you enter. Confirm rates, rules, taxes, fees and provider terms before acting.

Your estimate

A clearer next step.

Maturity value

₹6,52,408

principal plus interest

Interest earned

₹4,52,408

estimated growth

Principal

₹2,00,000

amount invested

Use this estimate to compare scenarios, not as a quote or personal financial advice.

Next step

Compare credit cards that fit the result.

Use the estimate as a starting point, then compare card fees, rewards, eligibility and provider terms.

Explore tools

SBI Cashback Card

SBI Card

Best value

5%

online cashback

4.6(8,420)Rated 4.6 out of 5 from 8420 reviews

Flat 5% cashback on all online spends.

Annual fee
₹999
Reward rate
Up to 5%
Welcome benefit
None
Fee waiver
₹999 at ₹2L spend
  • Highest flat online cashback
  • Simple, no reward-point maze
  • Cashback capped at ₹5,000/month
  • No airport lounge access

HDFC Swiggy Credit Card

HDFC Bank

Most popular

10%

Swiggy cashback

4.4(3,280)Rated 4.4 out of 5 from 3280 reviews

Everyday cashback for food, shopping and bills.

Annual fee
₹500
Swiggy cashback
Up to 10%
Other online spends
5%
Fee waiver
₹2L annual spend
  • Excellent for frequent Swiggy users
  • Useful cashback beyond food orders
  • Cashback categories and caps apply
  • Limited travel privileges

Amazon Pay ICICI Card

ICICI Bank

Most popular

₹0

lifetime free

4.7(15,230)Rated 4.7 out of 5 from 15230 reviews

Lifetime free with unlimited cashback.

Annual fee
₹0 (lifetime)
Reward rate
Up to 5%
Welcome benefit
Amazon voucher
Fee waiver
Not applicable
  • Truly lifetime free
  • Great for heavy Amazon shoppers
  • Rewards locked to Amazon Pay balance
  • No lounge access

Use it as a guide

Test a few scenarios before speaking with a bank, lender, card issuer or tax professional.

Change the assumptions

Small changes to rates, time or contributions can change the outcome materially.

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